Accidents happen. It is the way of life and is unavoidable. Whether they be big accidents or smaller accidents, there is still work to be done after, no matter the severity. The smoothness of the proceedings all depends on how you choose to approach fixing the problem.
Whether you have suffered an injury on the road or at work, there will be people to speak to, such as other parties involved, as well as insurance firms to decide what kind of claim you want to pursue.
ENSURE YOU’RE INSURED
With the memories of what happened still fresh in your mind, either you or someone who was with you at the time of the accident should talk to your insurance agent. Doing it so soon after the accident will allow you to remember the finer details, as well as get everything out of the way quickly, allowing you to proceed with further matters.
Liaising with the correct people will save you a lot of money in the long run as it will allow time to identify who – if anyone – was at fault. It is also essential to not say too much unless you want to run the risk of taking the blame for something that wasn’t your fault. The insurance firms are the professionals, so it’s best to leave all the legal matters up to them.
DOCTOR, DOCTOR, GIVE ME THE NEWS
If possible, you should get yourself to a doctor immediately. This will not only give the opportunity to examine any swelling, bruises that might arise in the days or hours following the accident but will also give you the chance to get everything checked out then and there, while wounds are still fresh.
One of the more neglected symptoms of injury is often the risk of concussion, which can be difficult to notice. Having a doctor carry out a full medical check will allow you to assess your injuries as well as giving you the proof to present to your insurance agency.
RESISTANCE IS (NOT) FUTILE
While it may be an attractive prospect to take a settlement immediately, this is often a tactic used to get you out of the way before the real damage is revealed. Resisting proposed settlements early in the claims process will put you in a stronger position as it gives you the chance to wait a while and see what sort of toll the injury has taken on your body, as some injuries don’t show their full damage until weeks or even months after the initial incident.
Furthermore, there is also the option of working out structured settlements with injury lawyers which can be beneficial towards managing to deal with things such as hospital bills, as well as something to fall back if you have had to take time off work.
While the accidents themselves can sometimes be unavoidable, the steps you take following the incident will be crucial to maintaining good financial freedom, as well as being able to decipher where the blame truly lies. Don’t get caught up in the confusion of the accident, approach things as you would anything in life, with a clear head and a resolute attitude.